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TERMS (“HBL”) is an equal opportunity website! This means that you are free to form your own opinions, make your own observations, ask the questions that are appropriate to your own needs while being respectful of others and the Site’s policies, posted throughout, which are designed to keep everything effective and graceful. If you don’t agree with these policies, you should not use the Site.

All information contained on this site is copyright HBL, and others as noted. All rights reserved. Please ask our permission prior to using any of the content on this website.

The information contained on this website is presented for educational and information purposes only. It does not constitute and shall not be construed to be medical advice on the part of HBL nor any third party provider.

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